Blue Shield of California Health Insurance

Blue Shield of California Health Insurance Plans

PPO Plans
Vital Shield 2900	Brochure	Apply Now
Vital Shield 900 NEW!	Brochure
Essential Plans	Brochure	Apply Now
Balance Plans	Brochure	Apply Now
Active Start Plans	Brochure	Apply Now
Shield Spectrum PPO Plan	Brochure	Apply Now
HMO Plans
Access HMO	Brochure	Apply Now
Access Value HMO	Brochure	Apply Now
Dental & Life Insurance	Brochure

Frequently asked questions How soon can I get coverage? It can take four to six weeks to review your application. Am I covered while traveling? Yes. With all Blue Shield health plans, benefits will be provided anywhere in the world in the case of an emergency. Blue Shield PPO members are also covered for care worldwide through the BlueCard program. Check your Evidence of Coverage or Policy for specific provisions and exclusions.

Application Process

You have two options to apply. You can choose complete the online application or paper application.

	Online Application: Most online applications are reviewed by the underwriters within 24 to 48 hours.
	Paper Application : If you wish to complete the paper application; please fax to our office at 619-299-6007

About Blue Shield

Blue Shield of California, an independent member of the Blue Shield Association, is a not-for-profit health plan dedicated to providing Californians with access to high quality care at a reasonable price. Founded in 1939, it now has 3.2 million members, 4,500 employees, one of the largest provider networks and more than 20 office locations, providing a wide range of commercial and government products throughout the state.

The company contributes $30 million annually to the Blue Shield of California Foundation to fund nonprofit organizations that improve access to quality health care in California.

What Doctors Accept Blue Shield?

Please visit: Blue Shield of CA Provider Finder for local doctors and participating hospitals in your area.

Vital Shield Plan	Essential Plans	Balance Plans
Apply Now	Apply Now	Apply Now
Brochure	Brochure	Brochure
Protect yourself with Blue Shield's lowest priced PPO plan for individuals. The Blue Shield Vital Shield 2900* covers you in case of hospitalization, surgery or other major medical events, and offers basic benefits with an affordable deductible. It includes first dollar coverage for an office visit and generic drugs. No maternity coverage. Monthly rates starting at $42** Affordable annual deductible ($2900) You're covered at 100 percent after you meet the copayment maximum ($5900) Low copayments for generic prescription drugs at network pharmacies ($10) Two annual office visits, which can be used for preventive care or medical treatment prior to meeting the deductible ($40 copayment) One of California's largest PPO provider networks, so it's easy to find a doctor you want Knowledgeable customer service representatives ready to help you and answer your questions. Is Vital Shield right for you? Blue Shield's lowest priced PPO plan offers you affordable and simplified coverage and protects you in case of major medical events, such as hospitalization. The plan is available for individuals only and is limited to basic benefits, so that you don't pay for services you don't expect to use. Vital Shield doesn't include maternity care or brand-name drug benefits.	Blue Shield's individual-only plan offerings include three PPOs: EssentialSM Plan 1750, 3000 and 4500. These plans minimize your annual out-of-pocket costs and offer quality coverage, including dental and vision. They are ideal for individuals who don't need expensive full coverage that includes maternity and brand-name drugs. Plan Features* Comprehensive coverage - includes medical, dental and vision care Affordable monthly rates Manageable out-of-pocket medical costs: - Your copay maximum equals the deductible for participating providers - You're covered at 100 percent for services from participating providers after the deductible is met Affordable copayments - Preventive care office visits ($40) - Generic prescription drugs at network pharmacies ($10) Choice of three deductibles: $1750, $3000 or $4500 Available for individuals only Access to one of the largest provider networks in California, so it's easy to find the doctor you want For the first three visits per calendar year only. Subsequent visits are subject to the deductible. No charge after deductible is met.	The Balance PPO plan family balances coverage and cost, and offers a sensible blend of comprehensive benefits and relatively low deductibles: BalanceSM Plan 2500, 1700 and 1000.* These plans provide coverage for preventive care, doctor's office visits, generic prescription coverage and ER care right away, before you meet your deductible. Balance plan advantages Choice of three deductibles: $2,500, $1,700 or $1,000 The plan's copayment/coinsurance maximum includes your medical deductible, so you'll pay only up to the copayment/coinsurance maximum in a calendar year Doctor's office visits and preventive care are provided for a fixed copay ($30) before you need to meet the deductible Generic drugs for $10 One of California's largest PPO networks, so it's easy to find doctors and hospitals Includes benefits for chiropractic care and acupuncture

Active Start Plans	Shield Spectrum PPO	HMO Plans
Apply Now	Apply Now	Apply Now
Brochure	Brochure	Brochure
Active Start is ideal for individuals looking for health coverage that covers you in case of a potentially expensive medical event, while also taking care of your day-to-day healthcare needs. If you are considering health coverage for the first time, you may be particularly interested in one of our Active Start Plans.* With no medical deductible, your healthcare coverage is working for you from the start. Plan Features Two plans with generic-only prescription drug coverage options to help save costs $10 copayments for generic prescription drugs at participating pharmacies Healthcare coverage for individuals (Active Start Plans do not include options for two-party and family coverage, nor coverage for maternity care.) No medical deductible, so your coverage starts immediately $25 or $35 copayments for preventive care and office visits Alternative care benefits for acupuncture and chiropractic services Access to one of California's largest PPO preferred provider networks	The Shield Spectrum PPO Plans offer five deductible levels that make it easy and affordable to get the health care you need. You'll enjoy a wide range of benefits, your choice of providers and some services with fixed copayments before meeting your deductible. Plan Features: Coverage for preventive care, prescription drugs, hospitalization and more A range of deductible options Preventive care benefits for a fixed copayment before you meet your health plan deductible Prescription generic drug benefits at participating pharmacies before you meet your brand-name drug deductible Pay 25% or 30% for many covered services (depending on deductible level) after meeting the deductible for preferred providers Choice of providers every time you seek covered services. There are lower out-of-pocket costs when you choose from over 45,000 preferred providers. Chiropractic care benefits before you meet your deductible (except for Shield Spectrum 5000 plan). Shield Spectrum 5000 plan does not offer Chiropractic care benefits.	Plan Highlights: Preventive, routine and catastrophic care Access+Specialist allows you to visit a participating specialist within your Personal Physician's medical group without a referral for just a $50/$35 copayment Preventive care services for a small copayment Prescription generic drugs are only $10 per prescription at participating pharmacies Choose a Personal Physician from an extensive network. Office visits with your Personal Physician are covered with a $35/$20 copayment Built-in dental services for no extra monthly dues through Access+Dentist with Access+ HMO® Virtually no claim forms No lifetime maximum on plan benefits

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This document is not a contract. You should request and review the Evidence of Coverage and Health Service Agreement/Policy for Individuals and Families for a more complete description of the benefits, terms, conditions, and limitations of the health plans.



As a San Diego based insurance agency, we are located near Riverside county, Imperial County, Los Angeles County, and San Bernadino County. We can help anyone in California with insurance needs including the following zip codes and local community areas near our insurance agency:
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