Apply online or Download Applications California Health, Auto, Home, Renters & Condo Insurance

Home

Products

FREE QUOTES

Applications

Testimonials

Discounts

Contact Us

Tonik Health Insurance Plans

Any Questions? Please Call 619-299-6000

What is Tonik?

What's Included?

Apply Online Now

What Doctors Accept Tonik?

Tonik is a popular PPO health insurance plan from Blue Cross of California. Don't worry, Tonik is popular for all age groups, as long as you are in good health, under 65 years of age, then Tonik may be right for you.

Three plans. Same all-around coverage: Preventive, emergency, Rx, eyes, teeth
(no maternity).

Basically there are 3 Tonik plans to choose from:

1. Thrill Seeker (AKA Tonik 5000)

2. Part-Time Daredevil (Tonik 3000)

3. Calculated Risk Taker (Tonik 1500)

The average price of Tonik for someone under 30 ranges from $77 - $164 per month, depending on the plan you pick, where you live, your age and your medical history. Rates are subject to change.

F.A.Q's:

What is covered when I visit my doctor?

Your office visit copay will cover the cost of professional services, like routine physical exams, preventive care, lab work and X-rays that you receive in your doctor’s office during the office visit.

Am I covered when I'm away from home?

Of course you're covered for emergencies. We wouldn't leave you high and dry if you leave California. No matter where you are in the United States, you're covered under the BlueCard program. Blue Card gives you access to doctors and hospitals in participating networks all across the United States. If you need medical services while you are traveling, call BlueCard at 800-810-BLUE. So you don't have to memorize the number, it will also be on your ID card. Please note: If you're traveling out of the country, BlueCard covers emergency services only.

Do I get vision coverage?

Yes. We want to help you see clearly (especially if you're spending a lot of time at a computer monitor). With Tonik, you not only receive a $50.00 medical reimbursement for vision services, you also get additional coverage through Blue View Vision. What's Blue View Vision? It provides you with access to eyeglasses and contact lenses from a big network of vision care providers. And with Blue View Vision benefits, you'll pay only $25 for most eyeglass lenses. And, every 24-month period, Blue Cross will kick in either $100 towards frames or $80 towards contact lenses. Beats the heck out of paying retail. Check out a Benefit Summary for more detailed information.

Coverage for:

Office visits
Emergency Room
Generic Prescriptions
Dental coverage
Vision benefits

Benefits:

All three plans offer $10 generic prescription drugs, low copays for doctor visits and $100 copays for the Emergency room.

The main differences between the plans are the annual deductible (ranges from $1500-$5000) and office visit copay (from $20-$40), and the monthly premium. For all of the details, please see the Tonik Plan Overviews.

The downside?

Please remember that there is no maternity.

No Name brand prescriptions.

Generic prescriptions only.

The Blue Cross Tonik application is all done online and takes about 10-15 minutes to complete.

Ready to Apply?

Most applications are approved by underwriting within 24 hours!

Key Insurance Terms:

PPO is what?

PPO stands for "Preferred Provider Organization". Which means if you want to get the biggest bang for your buck, you should go to one of the more than 42,000 doctors and 400 hospitals in the Blue Cross network. Shouldn't be too hard to do. Of course, you can go to any doctor or hospital you want, but it could get pretty expensive.

What's the difference between In and Out of Network?

The main difference is money, potentially lots of it. The Blue Cross network is made up of more than 42,000 doctors and 400 hospitals that Blue Cross has negotiated with to provide you with stellar care and services at a much lower cost to you. So if you go to any doctor or hospital not in the enormous Blue Cross network, you could pay a lot more.

What's a premium?

Basically, "premium" is the stuffy way to say how much you pay for your health insurance each month. You can also choose to pay your premium every other month, or every three months. If you don't want to risk getting dropped, make sure you get your payments in on time. Signing up for automatic checking account deduction is a real good way to make sure that doesn't happen. To switch to automatic bank withdrawl, call Blue Cross at (866) 333-4820.

What's a co-pay?

A co-pay is how much you pay for a doctor visit or other specified medical services. Depending on your plan, the amount for doctor visits ranges from $20-$40 each time.

What does Annual Out of Pocket (OOP) maximum mean?

Your annual OOP in-network is the most you'll have to pay within a calendar year for all of your covered medical bills, then the health insurance company pays the rest - as long as you use in-network doctors and hospitals. This amount varies depending on the plan you choose ($1,500, $3,000 or $5,000). Basically, meet your deductible - and you've reached your in-network OOP.

If you go outside the network, your annual OOP is much higher -- $10,000... so stay in the network.

Deductible: How much you'll pay each year before the health insurance company pays for services, like hospitalization.

Out-of-Pocket Maximum: the amount you pay after meeting your deductible.

Blue Cross of California has one of the largest PPO networks in California. Please visit: Provider Finder for local doctors in your area.

Copays for office visits, ER visits and prescription drugs do not apply toward the deductible/out-of pocket maximum. This is only an overview of the Tonik plan benefits.

For a complete listing of all benefits, limitations and exclusions, call 619-889-0889 to request a policy booklet.

Insurance Quotes and Applications

Auto Insurance Quote
Product Info

Home Insurance Quote
Product Info

Condo Insurance Quote
Product Info

Renters Quote
Product Info

Life Insurance Quote
Product Info

Choose from the Health Insurance Company's Below

Or, Click Here for a Health Comparison Quote - Compare and Save!

	Quick Quote Online Application Plans & Information Provider Finder Download Application		Quick Quote Online Application Plans and Information Provider Finder Download Application
	Quick Quote Online Application Plans and Information Provider Finder		Quick Quote Online Application Plans and Information Provider Finder
	Quick Quote Online Application Plans and Information Provider Finder		Quick Quote Online Application Plans and Information Provider Finder
	Quotes Apply Now Plans Overview		Group Health Insurance

Home

About Us

Legal Disclaimer

Privacy

Links

Contact Us





As a San Diego based insurance agency, we are located near Riverside county, Imperial County, Los Angeles County, and San Bernadino County. We can help anyone in California with insurance needs including the following zip codes and local community areas near our insurance agency:
92101 San Diego Home Insurance 92102 San Diego Home Insurance 92103 San Diego Home Insurance 92104 San Diego Home Insurance 92105 San Diego Home Insurance 92106 San Diego tonik Insurance 92108 mission valley san diego homeowners insurance 92109 San Diego auto Insurance 92110 San Diego tonik Insurance 92111 San Diego blue cross Insurance 92112 San Diego auto Insurance 92113 San Diego auto Insurance 92114 San Diego blue cross Insurance 92115 San Diego health Insurance 92116 San Diego health Insurance 92117 San Diego health Insurance 92118 San Diego life Insurance 92119 San Diego blue cross Insurance 92120 San Diego tonik Insurance 92121 San Diego blue crossInsurance 92122 San Diego health Insurance 92123 San Diego car Insurance 92124 San Diego blue cross Insurance 92126 San Diego car insurance 92127 San Diego car Insurance 92130 San Diego 92131 San Diego 92186 San Diego 92132 San Diego life Insurance 92133 San Diego tonik Insurance 92134 San Diego blue cross Insurance 92135 San Diego car Insurance 92136 San Diego car Insurance 92137 San Diego blue cross Insurance 92138 San Diego car Insurance 92139 San Diego homeowners Insurance 92140 San Diego health Insurance 92142 San Diego 92143 San Diego 92145 San Diego 92147 San Diego health Insurance 92149 San Diego 92150 San Diego 92152 San Diego health Insurance 92153 San Diego 92154 San Diego 92155 San Diego 92158 San Diego 92159 San Diego 92160 San Diego health Insurance 92161 San Diego 92162 San Diego health Insurance 92163 San Diego 92164 San Diego 92165 San Diego health Insurance 92166 San Diego 92167 San Diego 92168 San Diego 92169 San Diego 92171 San Diego 92172 San Diego 92173 San Diego health Insurance 92174 San Diego 92175 San Diego 92176 San Diego 92177 San Diego 92178 San Diego 92179 San Diego health Insurance 92182 San Diego health Insurance 92184 San Diego health Insurance 92187 San Diego 92190 San Diego 92191 San Diego Insurance 92192 San Diego health Insurance 92193 San Diego health Insurance 92194 San Diego health Insurance 92195 San Diego 92196 San Diego health Insurance 92197 San Diego 92198 San Diego 92123 Kearny Mesa 92199 San Diego health Insurance	91301 Agoura Hills 91376 Agoura Hills Health Insurance Agent 92801 92802 92804 Anaheim 92805 92806 92807 Anaheim 92808 92809 92899 Anaheim 95003 Aptos 93422 Atascadero 94027 Atherton 93301 93304 93305 Bakersfield 93306 93307 93308 Bakersfield 93309 93310 - 93314 Bakersfield 91310 91311 Barstow 94002 Belmont 90210 90211 Beverly Hills 90212 Beverly Hills 92003 Bonsall San Diego Insurance 91902 Bonita 92004 Borrego Springs San Diego health Insurance 92227 Brawley 91501 Burbank 91502 Burbank 91504 Burbank 91505 Burbank 91506 Burbank 94040 BURLINGAME 92230 Cabazon 92282 Cabazon 91302 Calabasas 91302 Calabasas 91399 Calabasas 92231 Calexico 92232 Calexico 92231 Calexico 93518 Caliente 93010 Camarillo health insurance 93012 Camarillo 95008 Campbell 91906 Campo 91303 Canoga Park 91304 Canoga Park 91306 Canoga Park 91307 Canoga Park 92007 Cardiff San Diego health Insurance 92010 Carlsbad San Diego Insurance 92008 Carlsbad San Diego Insurance 92009 Carlsbad San Diego Insurance 92011 Carlsbad San Diego Insurance 93923 Carmel 93924 Carmel Valley 93924 Carmel Valley Village 91384 Castaic 91311 Chatsworth 95926 Chico 95928 95973 Chico 91708 Chino 91710 Chino 91910 91911 91913 91914 Chula Vista farmers insurance 91909 91915 Chula Vista health insurance 92879 92880 Corona 92881 92882 Corona 92883 Corona 92118 Coronado 95014 Cupertino Blue Cross 95616 95618 Davis 92014 Del Mar San Diego Insurance 91916 Descanso 92019 El Cajon Blue Cross Health Insurance 92020 El Cajon San Diego Insurance 92021 El Cajon San Diego Insurance 92022 El Cajon San Diego Insurance 92243 El Centro 94608 Emeryville 92024 Encinitas health insurance San Diego Insurance 91316 Encino 91436 Encino 92025 Escondido tonik San Diego 92026 Escondido San Diego 92027 Escondido condo insurance San Diego 92029 Escondido San Diego 95501 Eureka 95503 Eureka 92028 Fallbrook health insurance 94536 94538 Fremont 94539 94555 Fremont 93650 93701 93702 Fresno 93703 93704 93705 Fresno 93706 93710 93711 Fresno 93720 93721 93722 Fresno Condo 93723 93725 93726 Fresno 92831 Fullerton 92832 Fullerton 92833 Fullerton renters insurance 92835 Fullerton 91201 Glendale condo insurance 91202 Glendale 91203 Glendale blue cross tonik 91204 Glendale farmers insurance 91205 Glendale 91206 91207 91208 Glendale 93110 Goleta homeowners insurance 93111 Goleta 93117 Goleta 92543 Hemet 92544 Hemet blue cross 92545 Hemet health insurance agent 91302 Hidden Hills 90027 Hollywood 90028 Hollywood 90038 Hollywood 90068 Hollywood 92250 Holtville 92646 Huntington 92646 Huntington Beach 92647 Huntington Beach 92648 Huntington Beach 92649 Huntington Beach 92251 Imperial Home Insurance 91932 Imperial Beach 92602 92603 92604 92606 Irvine 92612 92614 92617 92618 Irvine 92620 Irvine 91935 Jamul 92252 Joshua Tree 92036 Julian insurance agency San Diego 92037 La Jolla San Diego blue shield 92092 La Jolla San Diego 92093 La Jolla San diego tonic 92037 La Jolla San Diego blue cross 92037 La Jolla San Diego condo insurance 91941 La Mesa 91942 La Mesa 92253 La Quinta 92651 Laguna Beach 92653 Laguna Beach 92656 Laguna Beach 92657 Laguna Beach 92637 Laguna Woods	92637 Laguna Hills 92653 Laguna Hills 92656 Laguna Hills 92677 Laguna Niguel 92040 Lakeside San Diego 91945 Lemon Grove Health Insurance 90745 90746 90755 Long Beach 90802 90803 90804 Long Beach 90805 90806 90807 Long Beach 90808 90810 90813 Long Beach 90814 90831 - 90835 Long Beach 94024 Los Altos Blue Cross 92022 Los Altos Condo insurance 94022 Los Altos Hills Homeowners Insurance 90263 Malibu 90265 Malibu 90266 Manhattan Beach 95350 95351 95354 Modesto 95345 95346 95357 Modesto 95358 Modesto Blue Cross Insurance 95948 GRIDLEY 90066 Los Angeles 93252 Maricopa 92373 REDLANDS 94965 Sausalito 93933 Marina 90292 Marina del Rey VENICE 94025 Menlo Park 94027 Menlo Park 94028 Menlo Park 95035 Milpitas blue cross condo insurance 95035 Milpitas health insurance 92108 Mission Valley health Insurance 95350 95351 95354 Modesto 95355 95356 95357 Modesto 95358 Modesto insurance 91016 Monrovia 93940 Monterey 93943 Monterey insurance 91754 Monterey Park 91755 Monterey Park 93021 Moorpark 94040 Mountain View 94041 Mountain View 94043 Mountain View 92563 Murrieta CA Riverside tonik insurance 92562 Murrieta CA Riverside 94558 94559 Napa 91950 National City 91951 National City 93444 Nipomo 91320 Newburry Park 91321 Newhall 91381 Newhall 91324 91325 Northridge 91326 91343 Northridge 91307 91377 Oak Park 94601 94602 Oakland 94603 94605 Oakland 94606 94607 94608 Oakland 94609 94610 94611 Oakland 92049 Oceanside Home Insurance 92051 Oceanside Insurance 92052 Oceanside Insurance 92054 Oceanside Insurance 92055 Oceanside Insurance 92056 Oceanside Insurance 92057 Oceanside Insurance 92049 Oceanside San Diego 92051 Oceanside San Diego 92052 Oceanside San Diego 92054 Oceanside San Diego 92055 Oceanside San Diego 92056 Oceanside San Diego 92057 Oceanside San Diego 92058 Oceanside San Diego 92054 Oceanside san diego health insurance 93023 Ojai insurance 91710 Ontario blue cross insurance 91758 Ontario 91761 Ontario 91762 Ontario 91764 Ontario 92861 92861 Orange Home Insurance 92865 92866 Orange 92867 92868 Orange County Insurance 92869 Orange 93030 93033 Oxnard 93035 93036 Oxnard 92059 Pala San Diego 92061 Pala San Diego 92210 92211 Palm Desert 92260 Palm Desert Tonik 92262 92264 Palm Springs 94301 Palo Alto 94303 Palo Alto 94304 Palo Alto 94305 Palo Alto 94306 Palo Alto 92060 Palomar Mountain San Diego 93446 Paso Robles 92061 Pauma Valley San Diego 92570 Perris 92571 Perris 91962 Pine Valley 93449 Pismo Beach 92107 Point Loma Insurance agent 91963 Potrero 92064 Poway San Diego 92064 Poway San Diego 92065 Ramona San Diego 92066 Ranchita San Diego 92128 Rancho Bernardo 92129 Rancho Penasquitos home insurance 92091 Rancho Santa Fe San Diego 94061 Redwood City 94062 Redwood City 94063 Redwood City 94065 Redwood City 92501 92503 92504 Riverside 92505 92506 Riverside 92508 92507 Riverside 92509 92518 Riverside Blue Cross 95814 95815 95816 Sacramento 95817 95818 95819 Sacramento 95820 95821 95864 Sacramento 93901 SALINAS 93905 Salina 93906 SALINAS 93907 Salinas 93908 SALINAS 95101 95110 95111 San Jose 95112 95113 95116 San Jose 95117 95118 95119 San Jose 95120 95121 95122 San Jose 95123 - 95130 San Jose 92068 San Luis Rey San Diego 92069 San Marcos San Diego 92078 San Marcos San Diego health Insurance 92173 San Ysidro 93101 93103 93105 Santa Barbara 93108 93109 93110 Santa Barbara 93111 93117 Santa Barbara 95060 95062 95064 Santa Cruz 95065 95066 Santa Cruz 93454 93455 93458 Santa Maria 92070 Santa Ysabel San Diego 92173 San Ysidro 92071 Santee San Diego 92273 Seeley blue cross 93063 93065 Simi Valley 95073 Soquel 92075 Solana Beach San Diego 91977 Spring Valley 91978 Spring Valley 95202 95203 95204 Stockton 95205 95206 95207 Stockton 95209 95210 95212 Stockton Insurance 95215 95219 Stockton 91040 Sunland 94085 Sunnyvale 94086 Sunnyvale 94087 Sunnyvale 94089 Sunnyvale 92590 92591 Temecula 92592 Temecula 96161 Truckee 92277 Twentynine Palms 95687 Vacaville 95688 VACAVILLE 91354 Valencia 91355 VALENCIA 95251 VALLECITO 94590 VALLEJO 94591 Vallejo 92082 Valley Center San Diego health Insurance 93001 93003 Ventura 93004 Ventura 92081 Vista San Diego blue cross Insurance 92083 Vista San Diego health Insurance 92084 Vista San Diego health Insurance 92066 Warner Springs San Diego 92086 Warner Springs San Diego 91361 91362 Westlake Village 94062 Woodside